Monday, 10 January 2011

The most and least expensive 2011 vehicles to insure


You are required to gain the attention on the wheel of the 604 horsepower Mercedes SL65 AMG, a sleek two-door convertible with a 6-liter V-12 biturbo engine. Strengthened and could accelerate from zero to 60 in 4.2 seconds and reaches 120 km / h in 12.8 seconds. And - depending on the insurance company - rather than crash drivers of vehicles less powerful.

Meet the most expensive to secure vehicles by 2011, according to Insure.com the annual list on a study Quadrant Information Services. The national average annual premium for the Mercedes SL65 AMG roadster is mighty $ 3,629.11 - and is a good driver who has not acquired any violation or motor vehicle insurance claims.

Of course, if the manufacturer is 198 SL65 $ 750 retail price in your area, you can not do the greatest possible care to save money on auto insurance rates.

To see the full list of cars most and least expensive insurance below. And utilization Insure.com Car "tool (right) to see the average annual premium of type, for any state or national level.

But if you have car insurance buyers are typically more, should be to find your car insurance is a consideration when looking for a vehicle 2011th After all, why buy the best deal for a vehicle, only to discover it leads to skyrocketing insurance costs?
What drives the car insurance quotes clouds?

"Every vehicle, run the help that a young person could stop and gawk would cost a fortune," says Russ Rader, spokesman for the Insurance Institute for Highway Safety Highway Loss Data Institute. "Many vehicles on the list of cost as much as a small house to buy, and that means they are expensive to repair."

The BMW 750i, the No. 2 vehicles more expensive to insure, is a luxury sedan with 400 hp V-8 engine and is equipped with luxury components, such as a navigation system that responds to voice commands, a power moonroof two-way tilt and audio system with 10 speakers. Single-function repair after an accident can cost a small fortune.

Premium-vehicle collision and comprehensive coverage largely through the history of the vehicle loss determined is the frequency and severity of claims is usually for this model to other drivers as the cars for the speed and the chosen -. And drivers, even banal usually chosen by young and experienced - and therefore claims accumulated insurance premiums collected later.

Add a driver with a history of traffic violations, complaints or accidents, and a recipe for car insurance prices have really painful.
Cheap car insurance score

Looking for a good car insurance quote? At the other end of the spectrum are vehicles, yawn a teenager, minivans and SUVs practices, the drivers make the family appeal. More vehicles this year to ensure that the minivan Chrysler Town & Country LX. His national average annual premium is $ 1,092.72, a third less than the cost of insurance Mercedes SL65 AMG.

The Toyota Sienna minivan and Toyota Sienna LE earn the No. 2 and No. 3 spots in each case as the least expensive to insure.

"Family-based vehicles are the parents tend not to get in accidents and flashy sports cars," said Rader. "The soccer-mom vehicles of people who usually did not drive aggressive driving style, not the speed and driving behavior are often not in the peak hour trip."

Discounts for safety equipment that reduce the requirements of the standard also insurance costs, such as electronic stability control to help the driver can avoid accidents, and head airbags, "said Peter Moraga, spokesman for the Insurance Information Network of California.
The car insurance rates in the life

"When shopping for a car to look for security rather than sexy," says Moraga. "A car safer to save not only his life but also reduce your insurance premiums."

Remember: If you live in California, the difference between the cars most and least expensive to more than 4,700 $ per year (the Aston Martin DB9 Volante in front of a Chevrolet Traverse LS is safe) to insure.

If you live in New York, DB9S Aston Martin and Rolls Royce Phantom top of the list. Wave hello, if you drive on your Chrysler Town & Country LX SL or Nissan Cube - are among the lowest car insurance rates in the state.



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